March 04, 2021

Are There Going to Be More Homes to Buy This Year?

March 04, 2021/ Steven Cozza

If you’re looking for a home to purchase right now and having trouble finding one, you’re not alone. At a time like this when there are so few houses for sale, it’s normal to wonder if you’ll actually find one to buy. According to the National Association of Realtors (NAR), across the country, inventory of available homes for sale is at an all-time low – the lowest point recorded since NAR began tracking this metric in 1982. There are, however, more homes expected to hit the market later this year. Let’s break down the three key places they’ll likely come from as 2021 continues on.

February 26, 2021

Free Webinar - Home Buying In Today's Market

February 26, 2021/ Steven Cozza

We will cover the 10 most crucial things to know when buying a home :
1) When’s the best time to buy a home?
2) Top 3 things to look out for when searching for a home.
3) The key 5 elements to getting an accepted offer in any market.
4) How to Invest in real estate even if you can’t afford to in California.
5) Best place to put your savings to one day buy a home.
6) How to leverage your 401k to buy your first home
7) how Steven helped a Petaluma teacher turn her current home into an investment property and use it to buy the home she now lives in.
8) 6 extra costs you’ll want to budget for.
9) Be the first to know about off-market opportunities.
10) benefits of working with the Cozza team
3 things that will save you thousands of dollars w/
Stuart Broughton of Supreme Lending

February 18, 2021

Will Low Mortgage Rates Continue through 2021?

February 18, 2021/ Steven Cozza

With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast.

February 04, 2021

Do I Really Need a 20% Down Payment to Buy a Home?

February 04, 2021/ Steven Cozza

Is the idea of saving for a down payment holding you back from buying a home right now? You may be eager to take advantage of today’s low mortgage rates, but the thought of needing a large down payment might make you want to pump the brakes. Today, there’s still a common myth that you have to come up with 20% of the total sale price for your down payment. This means people who could buy a home may be putting their plans on hold because they don’t have that much saved yet. The reality is, whether you’re looking for your first home or you’ve purchased one before, you most likely don’t need to put 20% down.

January 28, 2021

What Record-Low Housing Inventory Means for You

January 28, 2021/ Steven Cozza

The real estate market is expected to do very well in 2021, with mortgage rates that are hovering at historic lows and forecasted by experts to remain favorable throughout the year. One challenge to the housing industry, however, is the lack of homes available for sale today. Last week, the National Association of Realtors (NAR) released their Existing Home Sales Report, which shows that the inventory of homes for sale is currently at an all-time low.

January 21, 2021

Real Estate Report - January

January 21, 2021/ Steven Cozza

Happy New Year! We hope 2021 is a wonderful year for you and your loved ones. 2020 was certainly a year of social, political, economic and environmental extremes. Despite the hard times we are proud to say that we helped more people last year than we ever have. We are so grateful for your support recommending our services to friends and family and for the hard work of the members of the Cozza Team. We look forward to whats to come in 2021 and to helping even more in the communities we serve.

January 14, 2021

What Does 2021 Have in Store for Home Values?

January 14, 2021/ Steven Cozza

According to the latest CoreLogic Home Price Insights Report, nationwide home values increased by 8.2% over the last twelve months. The dramatic rise was brought about as the inventory of homes for sale reached historic lows at the same time buyer demand was buoyed by record-low mortgage rates.

December 17, 2020

Real Estate Report - December

December 17, 2020/ Steven Cozza

Hi Friends!

There is no doubt that 2020 has been a strange and challenging year! Despite the hardships , I am still so grateful to be a part of such a strong and resilient community! We, as a team are proud to still be doing our very best to make the selling and buying of real estate as easy as possible for our clients. I want to give a huge thank you to all of those who recommended buyers and sellers to the Cozza Team, because of that, this year we were able to donate $5,400 to Mentor Me local children mentoring program and $2,000 as part of our $2k Giveaway to local 3rd Grader Elec who is currently battling Leukemia.

Thank you for supporting our mission to give back!

November 05, 2020

Why the Election Won’t Dampen the Housing Market

November 05, 2020/ Steven Cozza

Soon Americans will decide our President for the next four years. That decision will have a major impact on many aspects of life in this country, but the residential real estate market will not be one of them.

October 22, 2020

Home Values Projected To Keep Rising

October 22, 2020/ Steven Cozza

As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come.

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Cozza Team